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5671.0 - Lending Finance, Australia, Sep 2005  
Previous ISSUE Released at 11:30 AM (CANBERRA TIME) 11/11/2005   
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SEPTEMBER KEY FIGURES

Aug 2005
Sep 2005
Aug 2005 to Sep 2005
$m
$m
% change

TREND ESTIMATES
Housing finance for owner occupation
11 992
12 121
1.1
Personal finance
6 000
6 015
0.3
Commercial finance
25 686
25 694
-
Lease finance
530
537
1.3
SEASONALLY ADJUSTED ESTIMATES
Housing finance for owner occupation
11 976
12 422
3.7
Personal finance
6 083
6 007
-1.2
Commercial finance
24 498
26 316
7.4
Lease finance
540
555
2.8

- nil or rounded to zero (including null cells)

Personal finance
Graph: Personal finance

Commercial finance
Graph: Commercial finance



SEPTEMBER KEY POINTS


HOUSING FINANCE FOR OWNER OCCUPATION

  • The total value of owner-occupied housing commitments excluding alterations and additions increased by 3.7% (seasonally adjusted) in September 2005, while the trend series rose 1.1%


PERSONAL FINANCE
  • The seasonally adjusted series for the value of total personal finance commitments fell by 1.2% in September 2005. This decrease was due to a fall in revolving credit (down 2.3%) more than offsetting an increase in fixed lending (0.2%).
  • The value of total personal finance trend series rose by 0.3% in September 2005. This increase was due to an increase in revolving credit commitments (0.7%) which more than offset a decrease in fixed lending commitments (down 0.3%).


COMMERCIAL FINANCE
  • The seasonally adjusted series for the value of total commercial finance increased by 7.4% in September 2005. The fixed lending series increased 6.7% while revolving credit increased 8.8%.
  • The total trend series for total commercial finance remained flat in September 2005. Fixed lending decreased 0.3%, while revolving credit increased by 0.6%.
  • The value of purchase of dwellings by individuals for rent or resale (seasonally adjusted) series fell by 0.5% in September 2005, the third consecutive monthly decrease.


LEASE FINANCE
  • Lease finance (seasonally adjusted) increased by 2.8% in September 2005, the third consecutive monthly increase. The lease finance trend series rose by 1.3% in September 2005.


NOTES

FORTHCOMING ISSUES

ISSUE Release Date
October 2005 9 December 2005
November 2005 19 January 2006
December 2005 14 February 2006
January 2006 14 March 2006
February 2006 11 April 2006
March 2006 16 May 2006



CHANGES IN THIS ISSUE

There are no changes in this issue.



INQUIRIES

For further information about these and related statistics, contact the National Information and Referral Service on 1300 135 070 or Michael Abbondante on Canberra (02) 6252 6707.



SUMMARY OF FINDINGS


HOUSING FINANCE FOR OWNER OCCUPATION

The total value of commitments excluding alterations and additions increased by 3.7% (seasonally adjusted) in September 2005, while the trend series rose 1.1%


For further information, please refer to Housing Finance, Australia (cat. no. 5609.0).



PERSONAL FINANCE

In seasonally adjusted terms, the value of total personal finance commitments fell by 1.2% in September 2005. Fixed lending rose by 0.2% but was more than offset by revolving credit which fell 2.3%.


The total personal finance commitments trend series rose by 0.3% in September 2005, the third consecutive monthly increase.


The trend for fixed lending commitments fell by 0.3% in September, while revolving credit increased 0.7% for the month.


In original terms, fixed lending commitments decreased by $38m (down 1.4%) in September 2005. This decrease in the fixed lending series (original) was driven by total motor vehicles, down $67m (down 7.4%).



COMMERCIAL FINANCE

The value of total commercial finance (seasonally adjusted) increased by 7.4% in September 2005. This increase was driven by increases in both the fixed lending series (up 6.7%) and revolving credit series (up 8.8%).


The trend series for total commercial finance remained virtually unchanged in September 2005. A decrease in fixed lending (0.3%) was balanced by an increase in revolving credit (0.6%).


The value of purchase of dwellings by individuals for rent or resale (seasonally adjusted) series fell by 0.5% in September 2005, after a decrease of 1.8% in August 2005. The trend series fell by 1.4% in September 2005, continuing a run of decreases occurring since March 2005.

PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE
Graph: PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE




LEASE FINANCE

Lease finance (seasonally adjusted) increased by 2.8% in September 2005. The lease finance trend rose by 1.3% in September 2005, the third consecutive monthly increase.



ADDITIONAL TABLES ON AUSSTATS


TABLES AVAILABLE ON AUSSTATS

Additional tables are available from the AusStats service on <http://www.abs.gov.au> by selecting Time Series Spreadsheets and then Finance.


Tables available are:

  • longer time series of tables in this publication
  • the following tables
      C1a. Commercial finance commitments (original, seasonally adjusted, trend)
      C1b. Commercial finance commitments, fixed loans and revolving credit
      C1c. Commercial finance commitments, fixed loans and revolving credit by lender
      C1d. Commercial finance commitments, fixed loans by industry
      C1e. Commercial finance commitments, revolving credit by industry
      C2 to C9. Commercial finance commitments, fixed loans and revolving credit by state and territory
      L1a. Lease finance commitments, summary (original, seasonally adjusted, trend)
      L1b. Lease finance commitments by purpose
      L1c. Lease finance commitments by purpose and lender
      L1d. Lease finance commitments by industry
      L2 to L9. Lease finance commitments by purpose and state and territory
      OL1b. Operating lease finance commitments by purpose
      OL1c. Operating lease finance commitments by lender
      OL1d. Operating lease finance commitments by industry
      OL2 to OL9. Operating lease finance commitments by purpose and state and territory
      P1a. Personal finance commitments, summary (original, seasonally adjusted, trend)
      P1b. Personal finance commitments, fixed loans and revolving credit
      P1c. Personal finance commitments, fixed loans and revolving credit by lender
      P2 to P9. Personal finance commitments, fixed loans and revolving credit by state and territory
      13 Lending Finance Seasonal Factors, By Purpose and Lender: Australia, January 1985 to September 2006

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