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SUMMARY OF FINDINGS


HOUSING FINANCE FOR OWNER OCCUPATION

The total value of owner occupied housing commitments excluding alterations and additions fell 1.0% in trend terms and the seasonally adjusted series fell 1.4%.

Further detail can be found in Table 1 on the downloads tab of this release and in the PDF.

For further information, please refer to Housing Finance, Australia (cat. no. 5609.0), which was released on 17 January 2019.


PERSONAL FINANCE

The trend series for the value of total personal finance commitments fell 0.5% in November 2018 compared with October 2018. Fixed lending commitments fell 0.7%, while revolving credit commitments was flat.

The seasonally adjusted series for the value of total personal finance commitments fell 1.7%. Fixed lending commitments fell 2.5% and revolving credit commitments fell 0.1%.

Further detail can be found in Tables 1 and 4 on the downloads tab of this release and in the PDF.


COMMERCIAL FINANCE

The trend series for the value of total commercial finance commitments rose 0.5% in November 2018 compared with October 2018. Revolving credit commitments rose 1.0% and fixed lending commitments rose 0.4%.

The seasonally adjusted series for the value of total commercial finance commitments fell 0.2% in November 2018, following a fall of 2.8% in October 2018. Fixed lending commitments fell 7.3%, after a rise of 2.2% in the previous month. Revolving credit commitments rose 27.0%, after a fall of 18.1% in the previous month.

The value of commitments for the purchase of dwellings by individuals for rent or resale (trend) fell 1.1% in November 2018 and the seasonally adjusted series fell 3.3%.

Further detail can be found in Tables 1 and 8 on the downloads tab of this release and in the PDF.

PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE