Australian Bureau of Statistics

Rate the ABS website
ABS Home > Statistics > By Release Date
1301.0 - Year Book Australia, 2003  
Previous ISSUE Released at 11:30 AM (CANBERRA TIME) 24/01/2003   
   Page tools: Print Print Page RSS Feed RSS Bookmark and Share Search this Product  
Contents >> Financial System >> Lending by financial institutions

The lending activities of financial institutions are grouped for statistical purposes into four major types of lending - housing, personal, commercial and leasing. Information regarding housing finance is presented in Chapter 8,Housing. Table 26.25 shows the size of commitments by financial institutions for the four types of lending. It should be noted that, although commitments are firm offers of finance made by institutions that have been accepted by borrowers, not all commitments are taken up by borrowers.


26.25 FINANCIAL INSTITUTIONS, Lending commitments

1999-2000
2000-01
2001-02
Type of lending activity
$m
$m
$m

Housing finance
74,952
74,424
96,482
Personal finance
51,822
52,700
58,128
Commercial finance
168,924
183,815
204,473
Lease finance
7,908
6,061
6,613
Total
303,606
317,000
365,696

Source: Lending Finance, Australia (5671.0).


Lease finance

The statistics in tables 26.26 and 26.27 measure lease finance commitments made by significant lenders (banks, money market corporations, finance companies, general financiers, etc.) to trading and financial enterprises, non-profit organisations, governments, public authorities and individuals.


26.26 LEASE FINANCE COMMITMENTS, By type of lessor

1999-2000
2000-01
2001-02
$m
$m
$m

All banks
3,135
2,062
1,905
Finance companies
2,556
1,571
1,812
General financiers
1,472
1,580
1,625
Other(a)
744
849
1,271
Total
7,908
6,061
6,613

(a) Includes money market corporations.

Source: Lending Finance, Australia (5671.0).


26.27 LEASE FINANCE COMMITMENTS, By type of good leased

1999-2000
2000-01
2001-02
$m
$m
$m

Motor vehicles and other transport equipment
3,639
2,529
2,844
Construction and earth moving equipment
319
217
232
Agricultural machinery and equipment
328
212
220
Automatic data processing equipment and office machinery
1,996
1,944
2,124
Shop and office furniture, fittings and equipment
454
343
340
Other goods
1,171
815
857
Total
7,907
6,060
6,617

Source: Lending Finance, Australia (5671.0).


Personal finance

Tables 26.28 and 26.29 present statistics of commitments made by significant lenders (banks, credit cooperatives, finance companies, etc.) to lend to individuals for their own personal (non-business) use. The revolving credit commitments provided in table 26.29 include commitments for overdrafts, credit cards and other personal revolving lines of credit.


26.28 PERSONAL FINANCE COMMITMENTS, By type of lender(a)

1999-2000
2000-01
2001-02
$m
$m
$m

All banks
39,866
40,170
43,721
Finance companies
6,907
6,855
7,885
Credit cooperatives
3,158
3,060
3,326
Other lenders(b)
1,892
2,614
3,197
Total
51,823
52,699
58,129

(a) Includes both fixed loan facilities and new and increased lending commitments under revolving credit facilities.
(b) Includes permanent building societies, general financiers and retailers.

Source: Lending Finance, Australia (5671.0).


26.29 PERSONAL FINANCE COMMITMENTS

1999-2000
2000-01
2001-02
Type of facility
$m
$m
$m

Fixed loan commitments
22,266
22,697
25,619
Revolving credit commitments
New and increased credit limits
29,557
30,003
32,503
Cancellations and reductions in credit limits
9,126
11,046
14,961
Credit limits at 30 June
Total
102,805
115,274
129,536
Used
46,665
55,582
60,954

Source: Lending Finance, Australia (5671.0).


Commercial finance

The statistics in tables 26.30 and 26.31 measure commitments, made by significant lenders (banks, finance companies, money market corporations, etc.) to lend to government, private and public enterprises, non-profit organisations and individuals for investment and business purposes.


26.30 COMMERCIAL FINANCE COMMITMENTS(a)

1999-2000
2000-01
2001-02
$m
$m
$m

All banks
144,130
153,893
169,370
Finance companies
4,553
5,615
6,861
Money market corporations
12,324
12,658
11,313
Other lenders(b)
7,916
11,650
16,928
Total
168,923
183,816
204,472

(a) Includes both fixed loan facilities and new and increased lending commitments under revolving credit facilities.
(b) Includes permanent building societies, general financiers and pastoral finance companies.

Source: Lending Finance, Australia (5671.0).


26.31 FIXED COMMERCIAL FINANCE COMMITMENTS

1999-2000
2000-01
2001-02
Purpose
$m
$m
$m

Construction
9,373
7,968
9,987
Purchase of real property(a)
36,310
34,837
53,125
Purchase of plant and equipment
8,723
9,249
13,364
Refinancing
9,210
10,325
10,262
Other purposes
30,343
37,030
41,862
Total
93,959
99,409
128,598

(a) Purchase of real property includes those finance commitments to individuals for the purchase of dwellings for rental or resale.

Source: Lending Finance, Australia (5671.0).


Previous PageNext Page


Bookmark and Share. Opens in a new window


Commonwealth of Australia 2014

Unless otherwise noted, content on this website is licensed under a Creative Commons Attribution 2.5 Australia Licence together with any terms, conditions and exclusions as set out in the website Copyright notice. For permission to do anything beyond the scope of this licence and copyright terms contact us.