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Of the 7.2 million households in Australia in 1999-2000, 71% were living in their own home, and 26% were renting their dwelling from a private landlord or a state or territory housing authority (table 8.6).
In 1999-2000, 38% of households owned their homes outright. In addition, 32% of households were paying off a mortgage or loan secured against their dwelling.
Of the almost two million households renting their dwellings, 74% were renting from a private landlord, 20% were renting from a state or territory housing authority and the remaining 6% from other landlords such as the owner/manager of a caravan park, an employer (including a government authority) or a community or church group.
8.6 ALL HOUSEHOLDS, By dwelling structure and tenure and landlord type - 1999-2000
|
 | | Separate house | Semidetached/row
or terrace house/
townhouse | Flat/unit/apartment | Total(a) |
| Tenure and landlord type | ’000 | ’000 | ’000 | ’000 |
|
| Owner without a mortgage | 2,455.4 | 171.7 | 106.2 | 2,758.3 |
| Owner with a mortgage | 2,094.9 | 134.8 | 78.8 | 2,315.7 |
| Renter | | | | |
| State/territory housing authority | 216.4 | 106.0 | 79.1 | 402.0 |
| Private landlord | 752.0 | 269.0 | 414.7 | 1,446.4 |
| Total(b) | 1,040.5 | 394.7 | 510.9 | 1,962.8 |
| Other tenure(c) | 106.6 | *7.7 | 29.8 | 151.4 |
| Total | 5,697.4 | 708.9 | 725.8 | 7,188.1 |
|
(a) Includes other dwelling structure.
(b) Includes other landlord type.
(c) Includes rent free and life tenure. |
Source: ABS data available on request, Survey of Income and Housing Costs, 1999-2000. |
Around 90% of owners lived in separate houses in 1999-2000. Of renter households, 53% lived in separate houses and 26% lived in flats, units or apartments.
Over one-third of households (34%) that owned their own home outright were couples with no children. One-parent households accounted for 6% of outright owners, and lone-person households made up 27% (based on table 8.7).
For couple households with dependent children only, the majority (79%) were owners, while 20% were renting. Of one-parent families, 49% were home owners, 30% were renting from a private landlord and 17% were renting from a state or territory housing authority.
8.7 ALL HOUSEHOLDS, By tenure and landlord type and household composition - 1999-2000
|
| | Owner | Renter | | |
| |
|
| | |
| | Without a
mortgage | With a
mortgage | State/territory
housing authority | Private
landlord | Total(a) | Other
tenure(b) | Total |
| | ’000 | ’000 | ’000 | ’000 | ’000 | ’000 | ’000 |
|
| Couple, one family | | | | | | | |
| Couple only | 936.6 | 448.0 | 37.5 | 236.0 | 287.5 | 22.7 | 1,694.9 |
| Couple with dependent children only | 369.2 | 984.8 | 47.4 | 272.9 | 345.9 | *19.7 | 1,719.7 |
| Couple - other(c) | 414.1 | 315.9 | 24.5 | 57.6 | 92.1 | n.p. | 825.2 |
| Total | 1,719.9 | 1,748.7 | 109.5 | 566.4 | 725.5 | 45.5 | 4,239.7 |
| One parent, one family(d) | 166.8 | 152.9 | 113.9 | 199.9 | 326.6 | *9.8 | 656.0 |
| Lone person | 745.4 | 293.2 | 164.0 | 413.4 | 614.8 | 85.2 | 1,738.6 |
| Other | 126.2 | 120.9 | *14.6 | 266.6 | 295.8 | *10.9 | 555.8 |
| Total | 2,758.3 | 2,315.7 | 402.0 | 1,446.4 | 1,962.8 | 151.4 | 7,188.1 |
|
(a) Includes other landlord type.
(b) Includes rent free and life tenure.
(c) Includes couples with non-dependent children and may include other family members.
(d) Includes one-parent families with dependants or non-dependent children and may include other family members. |
Source: ABS data available on request, Survey of Income and Housing Costs, 1999-2000. |
Tenure patterns vary across states and territories. Victoria had the highest proportion of overall home ownership, with 76% of dwellings either being purchased or owned outright (table 8.8). The lowest proportion of overall home ownership (56%) was in the Northern Territory. The Australian Capital Territory, the Northern Territory and Western Australia had the highest proportion of households still purchasing their home (42%, 38% and 38% respectively), reflecting their younger populations.
The Northern Territory had the highest proportion of renters at 40%. This was considerably higher than the national rate of 27%. The proportion of households renting from private landlords ranged from 17% in South Australia, Victoria and Tasmania to 25% in Queensland.
The differences in tenure partly reflect differences in the age and life structures across states and territories (see the section Housing and lifestyle).
8.8 ALL HOUSEHOLDS, By tenure and landlord type and state/territory - 1999-2000
|
| Owner | Renter | | | |
|
|
| | | |
| Without a
mortgage | With a
mortgage | State/territory housing authority | Private
landlord | Total(a) | Other
tenure(b) | Total | Total |
| % | % | % | % | % | % | % | ’000 |
|
| New South Wales | 39.8 | 30.5 | 5.9 | 21.0 | 28.1 | 1.6 | 100.0 | 2,406.0 |
| Victoria | 43.6 | 32.0 | 4.1 | 17.0 | 22.1 | 2.3 | 100.0 | 1,753.2 |
| Queensland | 34.6 | 31.7 | 4.7 | 24.7 | 31.6 | 2.1 | 100.0 | 1,335.8 |
| South Australia | 37.5 | 32.0 | 9.5 | 16.7 | 28.2 | *2.3 | 100.0 | 612.1 |
| Western Australia | 31.5 | 37.9 | 5.4 | 20.0 | 27.6 | 3.0 | 100.0 | 719.1 |
| Tasmania | 41.7 | 30.3 | *6.5 | 17.0 | 25.1 | *2.9 | 100.0 | 187.6 |
| Northern Territory(c) | *17.7 | *38.3 | *9.4 | *22.4 | 39.5 | **4.5 | 100.0 | 53.8 |
| Australian Capital Territory | 25.8 | 42.4 | *10.2 | 19.4 | 30.3 | **1.6 | 100.0 | 120.5 |
| Australia | 38.4 | 32.2 | 5.6 | 20.1 | 27.3 | 2.1 | 100.0 | 7,188.1 |
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(a) Includes other landlord type.
(b) Includes rent free and life tenure.
(c) Excludes remote and sparsely settled areas. |
Source: ABS data available on request, Survey of Income and Housing Costs, 1999-2000. |
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