DECEMBER KEY FIGURES
 | | Nov 2012 | Dec 2012 | Nov 2012 to Dec 2012 |
| | $m | $m | % change |
|
| TREND ESTIMATES | | | |
| Housing finance for owner occupation(a) | 13 767 | 13 748 | -0.1 |
| Personal finance | 7 421 | 7 434 | 0.2 |
| Commercial finance | 30 626 | 30 944 | 1.0 |
| Lease finance | 516 | 501 | -2.9 |
| SEASONALLY ADJUSTED ESTIMATES | | | |
| Housing finance for owner occupation(a) | 13 876 | 13 498 | -2.7 |
| Personal finance | 7 464 | 7 475 | 0.2 |
| Commercial finance | 29 347 | 31 884 | 8.6 |
| Lease finance | 531 | 449 | -15.3 |
|
| (a) Excludes alterations and additions |
Personal Finance
| Commercial Finance
|
DECEMBER KEY POINTS
DECEMBER 2012 COMPARED WITH NOVEMBER 2012:
HOUSING FINANCE FOR OWNER OCCUPATION
- The total value of owner occupied housing commitments excluding alterations and additions fell 0.1% in trend terms and the seasonally adjusted series fell 2.7%.
PERSONAL FINANCE
- The trend series for the value of total personal finance commitments rose 0.2%. Fixed lending commitments rose 0.4% while revolving credit commitments fell 0.2%.
- The seasonally adjusted series for the value of total personal finance commitments rose 0.2%. Fixed lending commitments rose 0.9%, while revolving credit commitments fell 0.8%.
COMMERCIAL FINANCE
- The trend series for the value of total commercial finance commitments rose 1.0%. Revolving credit commitments rose 2.6% and fixed lending commitments rose 0.4%.
- The seasonally adjusted series for the value of total commercial finance commitments rose 8.6% in December 2012, after a fall of 7.7% in November 2012. Fixed lending commitments rose 8.6%, after a fall of 10.5% in the previous month. Revolving credit commitments rose 8.8%, after a fall of 0.2% in the previous month.
LEASE FINANCE
- The trend series for the value of total lease finance commitments fell 2.9% and the seasonally adjusted series fell 15.3%, after a fall of 0.9% in November 2012.
NOTES
FORTHCOMING ISSUES
| ISSUE | Release Date |
| January 2013 | 18 March 2013 |
| February 2013 | 16 April 2013 |
| March 2013 | 14 May 2013 |
| April 2013 | 12 June 2013 |
| May 2013 | 15 July 2013 |
| June 2013 | 12 August 2013 |
REVISIONS
In this issue revisions have been made to the original series as a result of improved reporting of survey and administrative data. These revisions have impacted on:
- Owner occupied housing values for November 2012
- Commercial finance values for November 2012.
Seasonally adjusted and trend series have been revised as a result of revisions to the original series, the incorporation of estimates for the latest month and the revision of seasonal factors due to the concurrent seasonal adjustment methodology.
INQUIRIES
For further information about these and related statistics, contact the National Information and Referral Service on 1300 135 070 or Tavish Shrestha on Sydney (02) 9268 4615.
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