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APRIL KEY FIGURES

		Mar 2014	Apr 2014	Mar 2014 to Apr 2014
		$m	$m	% change
TREND ESTIMATES
	Housing finance for owner occupation(a)	16 787	16 853	0.4
	Personal finance	8 120	8 092	-0.3
	Commercial finance	41 932	42 777	2.0
	Lease finance	414	410	-1.0
SEASONALLY ADJUSTED ESTIMATES
	Housing finance for owner occupation(a)	16 681	16 911	1.4
	Personal finance	8 133	7 950	-2.2
	Commercial finance	41 395	43 802	5.8
	Lease finance	453	361	-20.3
(a) Excludes alterations and additions

Personal Finance

Commercial Finance

• The total value of owner occupied housing commitments excluding alterations and additions rose 0.4% in trend terms, and the seasonally adjusted series rose 1.4%.

• The trend series for the value of total personal finance commitments fell 0.3%. Revolving credit commitments fell 0.5% and fixed lending commitments fell 0.2%.
• The seasonally adjusted series for the value of total personal finance commitments fell 2.2%. Revolving credit commitments fell 3.3% and fixed lending commitments fell 1.4%.

• The trend series for the value of total commercial finance commitments rose 2.0%. Revolving credit commitments rose 3.3% and fixed lending commitments rose 1.6%.
• The seasonally adjusted series for the value of total commercial finance commitments rose 5.8% in April 2014, following a rise of 3.9% in March 2014. Fixed lending commitments rose 6.3%, following a rise of 1.6% in the previous month. Revolving credit commitments rose 4.3%, following a rise of 11.4% in the previous month.

• The trend series for the value of total lease finance commitments fell 1.0% and the seasonally adjusted series fell 20.3%, after a rise of 7.5% in March 2014.

• In this issue revisions have been made to the original series as a result of improved reporting of survey and administrative data. These revisions have impacted on:
• Personal finance values for March 2014
• Commercial finance values for the periods of December 2014 to March 2014