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SUMMARY OF FINDINGS


HOUSING FINANCE FOR OWNER OCCUPATION

The total value of owner occupied housing commitments excluding alterations and additions rose 0.5% in trend terms and the seasonally adjusted series fell 0.2%.

Further detail can be found in Table 1 on the downloads tab of this release and in the PDF.

For further information, please refer to Housing Finance, Australia (cat. no. 5609.0), which was released on 12 January 2015.


PERSONAL FINANCE

The trend series for the value of total personal finance commitments rose 0.2% in November 2014 compared with October 2014. Fixed lending commitments rose 0.5%, while revolving credit commitments fell 0.2%.

The seasonally adjusted series for the value of total personal finance commitments fell 2.2%. Revolving credit commitments fell 3.1% and fixed lending commitments fell 1.4%.

Further detail can be found in Tables 1 and 4 on the downloads tab of this release and in the PDF.


COMMERCIAL FINANCE

The trend series for the value of total commercial finance commitments fell 2.8% in November 2014 compared with October 2014. Revolving credit commitments fell 7.7% and fixed lending commitments fell 1.2%.

The seasonally adjusted series for the value of total commercial finance commitments fell 2.6% in November 2014 following a fall of 2.2% in October 2014. Fixed lending commitments fell 4.6%, following a fall of 0.2% in the previous month. Revolving credit commitments rose 3.8%, after a fall of 8.0% in the previous month.

The value of commitments for the purchase of dwellings by individuals for rent or resale (trend) rose 1.3% in November 2014 and the seasonally adjusted series fell 0.1%.

Further detail can be found in Tables 1 and 8 on the downloads tab of this release and in the PDF.

PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE