• Summary
• Downloads
• Explanatory Notes
• Related Information
• Past Releases

SUMMARY OF FINDINGS


HOUSING FINANCE FOR OWNER OCCUPATION

The total value of owner occupied housing commitments excluding alterations and additions was flat in trend terms and the seasonally adjusted series rose 1.3%.

Further detail can be found in Table 1 on the downloads tab of this release and in the PDF.

For further information, please refer to Housing Finance, Australia (cat. no. 5609.0), which was released on 7 September 2018.


PERSONAL FINANCE

The trend series for the value of total personal finance commitments fell 1.6% in July 2018 compared with June 2018. Revolving credit commitments fell 5.7%, while fixed lending commitments rose 0.7%.

The seasonally adjusted series for the value of total personal finance commitments fell 4.8%. Revolving credit commitments fell 11.0% and fixed lending commitments fell 1.7%.

Further detail can be found in Tables 1 and 4 on the downloads tab of this release and in the PDF.


COMMERCIAL FINANCE

The trend series for the value of total commercial finance commitments rose 0.8% in July 2018 compared with June 2018. Revolving credit commitments rose 2.4% and fixed lending commitments rose 0.3%.

The seasonally adjusted series for the value of total commercial finance commitments rose 0.2% in July 2018, following a rise of 8.4% in June 2018. Fixed lending commitments rose 0.2%, following a rise of 8.7% in the previous month. Revolving credit commitments rose 0.1%, following a rise of 7.7% in the previous month.

The value of commitments for the purchase of dwellings by individuals for rent or resale (trend) fell 1.4% in July 2018, while the seasonally adjusted series rose 0.5%.

Further detail can be found in Tables 1 and 8 on the downloads tab of this release and in the PDF.

PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE