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SUMMARY OF FINDINGS


HOUSING FINANCE FOR OWNER OCCUPATION

The total value of owner occupied housing commitments excluding alterations and additions fell 0.1% in trend terms while the seasonally adjusted series rose 0.2%.

Further detail can be found in Table 1 on the downloads tab of this release and in the PDF.

For further information, please refer to Housing Finance, Australia (cat. no. 5609.0), which was released on 12 June 2018.


PERSONAL FINANCE

The trend series for the value of total personal finance commitments fell 0.1% in April 2018 compared with March 2018. Fixed lending commitments fell 1.5%, while revolving credit commitments rose 2.0%.

The seasonally adjusted series for the value of total personal finance commitments rose 2.0%. Revolving lending commitments rose 7.6%, while fixed lending commitments fell 1.6%.

Further detail can be found in Tables 1 and 4 on the downloads tab of this release and in the PDF.


COMMERCIAL FINANCE

The trend series for the value of total commercial finance commitments fell 1.0% in April 2018 compared with March 2018. Revolving credit commitments fell 2.0% and fixed lending commitments fell 0.7%.

The seasonally adjusted series for the value of total commercial finance commitments rose 1.1% in April 2018, after a fall of 1.9% in March 2018. Fixed lending commitments rose 3.2%, after a fall of 4.1% in the previous month. Revolving credit commitments fell 6.0%, after a rise of 6.3% in the previous month.

The value of commitments for the purchase of dwellings by individuals for rent or resale (trend) fell 1.4% in April 2018, and the seasonally adjusted series fell 2.0%.

Further detail can be found in Tables 1 and 8 on the downloads tab of this release and in the PDF.

PURCHASE OF DWELLINGS BY INDIVIDUALS FOR RENT OR RESALE